Ok. So. Life insurance. Do you have it? Are you or your partner covered in the event that something super crappy happens? I know it is unthinkable, but, it's still something you should be prepared for. The devastation of partner loss is enough to endure, don't add financial burden on to it. Face it, old age, natural disasters, and accidents (read: shit) happen, making it incredibly important to safeguard your family.
Alright, I am tired of being serious. This is so draining! (I think that might be exactly what I said to our insurance agent right before I said, "Dude. Where do we sign and do you take Visa?" So, I am going to turn it over to a professional to talk about the Why, the Who and the How.
Without further ado, Heeeeeeeerrrrree's Jonny... Seriously, his name is Jonny!
There are a number of reasons why life insurance is a necessity for both you and your significant other. While your family may depend on you for financial support, a spouse, especially one that maintains a stay-at-home position, fills a role that is equally important. Those who do lose their spouse are usually forced to take on both roles, and this is something that can take a toll on your entire family. Again, there is no life insurance policy to replace the love and care provided from a lost spouse, but the added financial support can go a long way toward starting the healing process.